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Deposits of Corporate Customers Belinvestbank

Belinvestbank offers legal entities and individual entrepreneurs its services on deposits of temporarily surplus of funds with Belinvestbank.

The Agreement on term deposit with Belinvestbank is a guarantee of your stable additional income and safety of funds. Various terms and conditions are available on deposit agreements such as the possibility of replenishment of the deposit account, partial or full early withdrawal of the deposited funds.

Belinvestbank‘s deposit agreements provide you with the most favorable conditions:

- Flexible terms of deposits
- Possibility of early withdrawal of funds or prolongation of the agreement
- Interest rates depend on terms and amount of the deposit
- Flexible and individual approach to each client

Belinvestbank offers the following types of deposit agreements:

- Call deposit agreement
- Term deposit agreement with full or partial early withdrawal of funds
- Term deposit agreement with possibilities of replenishment of the account
- Term deposit agreement with capitalization of interests
- Term deposit agreement with minimum balance requirements
- Escrow deposit agreement

Funds may be deposited in Belarusian rubles, US dollars, euro or Russian rubles.

Interest rates for deposits in Belarusian rubles:

Deposit period On call Up to 1 month 1-3 months 3-6 months Over 6 months
Interest rate* (%) Up to 5 Up to RR-12* Up to RR-10* As agreed with the bank As agreed with the bank
*- Terms & conditions under the agreement and interest rates are agreed with the bank upon clients application for the deposit and depend on terms and amount of the deposit
RR – the refinancing rate of the National Bank of the Republic of Belarus

Interest rates for deposits in foreign currency:

Deposit period Currency of the deposit On call Up to 3 months 3-6 months Over 6 months
Interest rate* (%) USD, EUR Up to 1* Up to 3* Up to 5* Up to 6*
Interest rate* (%) RUB Up to 1* Up to 3* Up to 6* Up to 7*

*- Terms & conditions under the agreement and interest rates are agreed with the bank upon clients application for the deposit and depend on terms and amount of the deposit

Documents required for opening of deposit accounts for residents

1. application on opening a deposit account, signed by a person authorized to open the account;
2. copy of the Charter (not notarized) with a stamp indicating the state registration (memorandum of association - for commercial organizations which act only on the basis of the memorandum of association, certificate of state registration - for individual entrepreneurs);
3. Authorized signatures and stamp card. Verification of authenticity of signatures of persons in the card with the signature and stamp may be carried out by the bank;
4. evidence of registration in BRUSP "Belgosstrakh" or affirmation of the account holder in any form, signed by authorized persons with information that the account holder in accordance with the legislation is not subject to registration as an insured on compulsory insurance against accidents and occupational diseases;
5. questionnaire of legal entity;
6. questionnaire of an individual entrepreneur;
7. additionally shall be provided information on authorization of the persons whose signatures are certified in the Authorized signatures and stamp card ( such as contracts, orders, etc).

Documents required for opening of deposit accounts for non-residents

1. application on opening a deposit account, signed by a person authorized to open the account;
2. a copy of an extract from the trade register of the non-resident’s country, or other equivalent proof of legal status in accordance with the laws of the country of registration (the extract must be dated no later than one year prior to applying for the opening of deposit account), issued in accordance with the current legislation;
3. copy of the Charter and (or) the Memorandum of association and (or) a document on the basis of which the legal entity operates in accordance with the current legislation;
4. the power of attorney to represent the interests of non-residents, in compliance with the current legislation;
5. Authorized signatures and stamp card. Verification of authenticity of signatures of persons in the card with the signature and stamp may be carried out by the bank;
6. evidence of registration in BRUSP "Belgosstrakh" or affirmation of the account holder in any form, signed by authorized persons with information that the account holder in accordance with the legislation is not subject to registration as an insured on compulsory insurance against accidents and occupational diseases;
7. questionnaire of legal entity;
8. legal entities-non-residents acting through its representative offices - a copy of the Statute of representative office and the permission of the Ministry of Foreign Affairs of the Republic of Belarus to open a representative office, notarized or certified by the Depositor.
9. additionally shall be provided information on authorization of the persons whose signatures are certified in the Authorized signatures and stamp card (contracts, orders, etc).